Show all articles
June Newsletter
Personal Wealth and Finance
Investor Insight
Many people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works.
Read more
Financial Viewpoint
Financial products and services address specific needs in your financial plan and help you build a successful business. As an advisor, I can access a broad range of insurance, investment, employee disability, and group benefits to help meet your individual …
Read more
More Recent Articles
Registered Investments
Navigating the TFSA and RRSP landscapes can be tricky, especially with “re-contribution” traps. Here is the detailed breakdown of the rules, the historical limits, and why the TFSA is often the superior choice for large, one-time withdrawals. TFSA Contribution & …
Read more
Registered Investments
For many retirees, the transition from saving to spending brings a surprising challenge: excess income. Once you convert your RRSP to a Registered Retirement Income Fund (RRIF) by age 71, the Canada Revenue Agency (CRA) mandates a minimum annual withdrawal. …
Read more
Investor Insight
You are permitted to contribute to your RRSP up until December 31 of the year in which you turn 71, at which point your RRSP must be closed. This deadline is firm — missing it means the entire balance is …
Read more
Investor Insight
Updated for 2026 What are some differences between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? The tax benefits of the Tax-Free Savings Account (TFSA) The TFSA is a registered savings account that allows Canadian taxpayers …
Read more
Business
Start-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise. We will help you gain control of your financial risk.
Read more
Life Insurance
Life insurance provides a tax-free death benefit and is a necessary component of most financial plans. Let’s look at the Top Insights on using life insurance to protect our assets and build wealth. Types Of Life Insurance Term Insurance: Term …
Read more
Estate View
Tax Planning is Legal: Canadians can legally arrange finances to minimize income tax. Tax Issues to consider: RRIF Withdrawals: Increases your tax burden and may result in an Old Age Security (OAS) clawback. Provincial Tax Rate: Living in a high-tax-rate …
Read more
Mutual funds, approved exempt market products and/or exchange traded
funds are offered through Investia Financial Services Inc.
The comments contained herein are a general discussion of certain
issues intended as general information only and should not be relied
upon as tax or legal advice. Please obtain independent professional
advice, in the context of your particular circumstances. This content
was prepared by Adviceon® for the benefit of David Byers, and Phil
Paquette who are Investment Funds Advisors at Integrated Wealth
Management a registered trade name with Investia Financial Services
Inc., and does not necessarily reflect the opinion of Investia
Financial Services Inc. The information contained in this
presentation comes from sources we believe reliable, but we cannot
guarantee its accuracy or reliability.
Newsletter tags
